Over 45% of Malaysians who borrow from PTPTN, a student loan organisation, do not pay back their loans. We speak to Mastura Mohd Khalid, the Deputy CEO of Perbadanan Tabung Pendidikan Tinggi Nasional on why people don't honour their legal and moral obligations to settle their debts.

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Tags:  SSPN,  IPTA,  IPTS,  UMNO,  MOHE,  Idris Jusoh,  Wan Ahmad,  PISA,  school,  university,  college,  tertiary education,  PTPTN,  loans